June 11, 2025
When a workplace injury occurs, the repercussions often extend beyond the injured employee, impacting the entire family. In New York, workers' compensation benefits are designed to provide essential support during such challenging times, ensuring that families can maintain financial stability while focusing on recovery. At Zea Proukou, we are committed to guiding families through the complexities of the workers' compensation system with compassion and professionalism.
Workers' compensation in New York offers a range of benefits to support injured workers and their families. These benefits include coverage for medical expenses, wage replacement, and, in the unfortunate event of a work-related death, survivor benefits for dependents. For example, if an injury prevents a worker from performing their job, they may be entitled to receive a portion of their lost wages, calculated based on their average weekly wage and the degree of disability. Additionally, medical care for work-related injuries is a lifetime benefit, ensuring that treatments can be covered even after returning to work.
Key Workers' Compensation Benefits for Families
- Medical Coverage: Causally related and necessary medical treatment related to the accepted work injuries are covered, including doctor visits, hospital stays, medications, and rehabilitation, subject to the medical treatment guidelines and the insurance company's prior approvals.
- Wage Replacement: Injured workers may receive a portion of their lost wages, helping to maintain the family's financial stability during recovery.
- Death Benefits: If a worker dies due to a work-related injury or illness, dependents may receive death benefits, which can include weekly cash payments and coverage for funeral expenses.
- Reduced Earnings Benefits: If the injured worker returns to a lower-paying job due to their work restrictions from their injury, they may be eligible for benefits that cover a portion of the wage difference.
The emotional and financial strain on families following a workplace injury can be overwhelming. Spouses may need to take on additional responsibilities, and children may experience stress due to changes in the household dynamic. Workers' compensation benefits serve as a critical support system during these challenging times, helping families to focus on recovery without the added burden of financial insecurity. It's important to note that navigating the claims process can be complex, and having knowledgeable legal representation can make a significant difference in securing the benefits a family is entitled.
If your family is facing the aftermath of a workplace injury, Zea Proukou is here to help. With over 50 years of combined experience in workers' compensation law, our dedicated team is committed to advocating for your rights and ensuring you receive the support you need. Contact us today for a free consultation at our Rochester office, 585-423-9444, or our Canandaigua office, 315-853-9444, or send us an email through our secure form.